Mercer: 7 Health Plan Options Currently Offered or Considered by Large Employers

  1. 41% offer a plan with no /low deductible (a copay-based plan); 11% are considering this.
  2. 24% offer a narrow / high-performance network plan with low cost-sharing; 16% are considering this.
  3. 15% have salary-banded health plan contributions; 17% are considering this.
  4. 12% offer telehealth coverage for employees not eligible for the medical plan; 17% are considering this.
  5. 12% offer onsite or near-site health services; 17% are considering this.
  6. 11% offer free employee-only coverage in at least one medical plan option; 11% are considering this.
  7. 3% offer free employee + children coverage in at least one medical plan option; 4% are considering this.
Notes: Survey of 708 organizations was conducted April 26–May 13, 2022. 451 were large organizations with 500 or more employees.

Source: Health & Benefit Strategies for 2023, Mercer, 2022. - https://www.mercer.us/content/dam/mercer/attachments/private/us-2022-health-ben…

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